IF YOU ARE A DISTRESSED HOMEOWNER experiencing financial hardship, help is on the way! Home Realty, Inc. specializes in short sales by working with your Lender to get you out of the home that’s causing you hardship. We help Atlanta Homeowners that are in need to save their credit and avoid foreclosure. We will do all of the work, saving you both time and money!

A short sale is a process where your Lender is paid LESS than what you owe on your current mortgage balance. This can only be done when the Lender agrees to the lower sales price and the Homeowner has proven that they are experiencing hardship which creates a need for this type of arrangement.

The five most common hardships that contribute to foreclosures are the FIVE D’S:

• DEBT RELIEF:
• Have you found yourself drowning in a sea of debt due to a loss job, illness, or other unexpected circumstances? The pressure of late mortgage payments, liens, delinquent taxes, and the risk of foreclosure can be overwhelming. When timing is critical to avoid penalties or foreclosure, Home Realty Inc., can help you save your credit and avoid foreclosure.

• DIVORCE:
• Maybe you recently experienced the uncertainty and financial challenges of a divorce. Moving on with your life may be helped by a quick sale of your property.  The speed and efficiency of our services can assist you in regaining control of your future. We can help you by explaining all your options and allowing you to make the best choice for your life.

• DOWNSIZING:
• Many couples and individuals are finding the need to downsize due to job loss, transfer, or other unexpected economic circumstances. No matter your reason for downsizing, Home Realty, Inc. can help sell your home through the short sale process.

• DISTRESSED PROPERTY:
• We help sell homes that are in need of some repair. We can assess your home and help you work with your lender/mortgage company to determine an equitable short sale price.

• DEATH:
• Sometimes the death of a spouse, parent, or other loved one, may leave you with the financial burden of mortgage payments. We can relieve stress by working directly with your lender/mortgage company on your behalf to assist you through the short sale process.

A short sale is a win-win situation for all parties involved including the neighborhood in which the home is located. Because a foreclosure is not involved, it can save the homeowner’s credit, the bank reduces a portion of its “bad debt” and keeps the home occupied while the buyer of the home gets a great property at an affordable price.

Contact us to get started with your short sale process today.